Motor Insurance – Promotions Terms & Conditions

 

General Terms and Conditions 

 

You must ensure that details and information provided by you are as accurate as possible during the collection of the required details on the website. The quotations from our website is based on inputs provided by you in the uptmost good faith and once payment has been submitted, a binding contract will be deemed as acceptance to the insurer's offer. You must answer all the questions in your application accurately and reveal all facts you know, othewise any changes in personal or vehicle details once the payment has been made is subjected to additional premium (s) and approval by the respective insurers. Once the policy has been issued, it is deemed to have been effected and irrevocable. Insurers have a right to make your insurance policy void or refuse a claim if the details provided are inaccurate or missed out. 

 

InsureDIY Motor Insurance Promotion Terms & Conditions - Grab $30 off 

 

The $30 promotion applies only to best insurer's rates advertised and available to the general public for NEW motor insurance customers. This promotion is subjected to a minimum premium amount of S$750 (after loadings and deduction of NCD and Certificate of Merit discount). Any requests to match specific insurer's special promotions will not be entertained by InsureDIY. DIY$ will not be awarded in conjuction with other Motor Insurance Promotions until futher notice. InsureDIY reserves the right to change the terms and conditions herein, withdraw any Rewards, Promotional or Moneyback Guarantee Program without prior notice. In case of any dispute arising from any Programs, the decision of InsureDIY shall be final. 

 

InsureDIY Motor Insurance Renewal Terms & Conditions - $30 off 

 

The $30 promotion applies only to NEW motor insurance customers who appoint us as the renewing agent. You must agree to sign the Transfer of Agent letter to appoint us as your renewing agent, and provide any supporting documents as requested. This promotion is subjected to a minimum premium amount of S$1000 (after loadings and deduction of NCD and Certificate of Merit discount). DIY$ will not be awarded in conjuction with other Motor Insurance Promotions until futher notice. InsureDIY reserves the right to change the terms and conditions herein, withdraw any Rewards, Promotional or Moneyback Guarantee Program without prior notice.In case of any dispute arising from any Programs, the decision of InsureDIY shall be final. 

 

 Motor Insurance – Moneyback Guarantee Terms & Conditions

General Terms and Conditions

The Moneyback Guarantee applies to all Motor Insurance policies purchased through www.InsureDIY.com.sg.

 

Moneyback Guarantee

This guarantee is provided by InsureDIY Pte Ltd (Company Registration Number 201212158G), a company incorporated under the laws of Singapore, having its registered office at 20 Maxwell Road, #07-18D Maxwell House, Singapore 069113. In the event that you find a lower publicly available rate for the same Motor Insurance on InsureDIY or on another Singapore-based website (which means a website with domain name ".com.sg". The website must also be operated by an MAS licensed intermediary within 24 hours of your purchase with InsureDIY, we will refund you the difference up to SGD50. This Lowest Premium Guarantee is subject to these Terms and Conditions.

 

Must be "Apples to Apples" Comparison

The Moneyback Guarantee is available only for exactly the same Motor Insurance products, for example, including but not limited to coverage by the same insurer, the same insured person(s), the exact same coverage dates, the same vehicle details, the same plan and benefits and the same terms and conditions as purchased on InsureDIY. The Moneyback Guarantee applies to the full cost of Motor Insurance from the eligible Motor Insurance Website. You must meet all requirements imposed on the lower premium rate (if any) and demonstrate that you are legitimately purchasing motor insurance for the said coverage by producing the new motor insurance policy. The Moneyback Guarantee is not available for premium rates on websites where the complete insurance benefits and terms and conditions are unknown until after purchase.

 

Comparison Rates Must Be Available to the General Public Online

The Moneyback Guarantee applies only to premium rates both advertised and available to the general public by the eligible website on a English-language website. For example, this does not include rates offered on membership program websites, corporate discounts or rates; group, charter, rewards program, incentive, meeting, convention, staff prices; or prices available only by using a coupon or other promotion not offered to the general public. The Lowest Premium Guarantee does not apply to limited period special promotions offered by the eligible website and must be available to the general public on a regular and on-going basis. The Moneyback Guarantee only applies to Motor Insurance policy available for purchase on the eligible website and does not apply to Motor Insurance provided as part of a package or scheme, for example, as part of a purchase of another insurance policy or any other product/service.

 

The lower rate may not come from a website where you call to get the rate, or from an e-mail that you received. The rate must be quoted and able to be purchased and paid for in Singapore Dollars (without the use of a currency exchange calculator) at the time you notify us of a Claim on the Moneyback Guarantee program. Premium differences cannot be due to a change in or use of a different foreign exchange rate.

 

Notifying us of a Claim

You must email us at SG_Service@insureDIY.com within 24 hours after your purchase on InsureDIY to make a claim under the “Moneyback Guarantee Program”.

 

The lower rate must be available for purchase at the time you contact us, as determined by us. You can claim a Moneyback Guarantee difference only once and on only one policy, even if a lower premium rate is found on more than one occasion. You may only make one Moneyback Guarantee claim regardless of the number of accounts you have with us or the number of policies bought from us.

 

The refund of the difference between the Motor Insurance policy bought by you through InsureDIY and the lower premium rate available on another eligible website will only be refunded after you have emailed us the required information within 24 hours after your purchase and after you have provided proof by producing the new motor insurance policy.

 

Verification of Claims

All requests and claims, including receipts, are subject to verification by us. We will not accept screenshots or other purported evidence of a lower price that cannot be independently confirmed by us. InsureDIY does not accept screen shots of imagery of lower premiums provided due to the ease of modification or alteration of such imagery. In addition, we will not verify any request that we believe, in our sole discretion, is the result of a printing or other error or is made fraudulently or in bad faith. You must provide us with all requested information relating to the lower premium rate including, without limitation, the address of the website on which the lower premium rate is available, the insurer of the relevant Motor Insurance policy, the Motor Insurance plan name and type,same insurer, the same insured person(s), the exact same coverage dates, the same vehicle details, the same plan and benefits and the same terms and conditions as purchased on InsureDIY.  We must be able to verify all elements of the claim and the required terms found on the eligible website at the time the claim is processed. Failure to provide us with sufficient evidence or details of the lower premium rate may result in invalidation of your claim.

 

Changes

We reserve the right in our sole discretion to modify or discontinue the Moneyback  Guarantee program or to restrict its availability to any person, at any time, for any or no reason, and without prior notice or liability to you. The terms that are in effect at the time of your purchase will determine your eligibility under the Moneyback Guarantee. The failure by us to enforce any provision of these Terms & Conditions shall not constitute a waiver of that provision.

 

Miscellaneous

These Moneyback Guarantee Terms & Conditions are governed by Singapore law. In the event of any dispute, you irrevocably submit to the exclusive jurisdiction of the Singapore courts. If any part of the these Moneyback Guarantee Terms & Conditions are determined to be invalid or unenforceable pursuant to any applicable law, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and will continue in effect. These Moneyback Guarantee Terms & Conditions constitute the entire agreement between you and us with respect to this Moneyback Guarantee and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and us.

 

Ver. 201811