Product Name allied-world-logo01 msig-logo   axa-logo
Bodyguard Personal Protector 3.0  SmartCare Prime

Coverage Age

16 - 65

16 - 70 18 - 65

Accidental Death & Permanent Disablement

 

- See detailed schedules for loss of digits, hearing etc.

100% of sum insured will be paid

100% of sum insured will be paid

100% of sum insured will be paid

Double benefit paid if:

a) accident happens in common carrier
b) due to shark attack
c) insured and his/her spouse passed away with children aged under 18
(Not applicable in the event of terror attack)

a) travelling as a fare-paying passenger on board a public conveyance;
b) being an innocent victim in a robbery, or
c) being an innocent victim in a fire or an explosion within your residential building.
(up to a maximum amount of HK$1,000,000)

a) traffic accident whilst riding as a passenger

b) landslide

c) flood

d) explosion

e) fire

Major Burns - 3rd Degree

25% of Accidental Death & Permanent Dismemberment benefit

 NA Double the medical expenses if the 3rd degree burn is due to an accident