Aberdeen Standard Fixed Maturity Bond Fund (Oct 20)

 
 

Aberdeen Standard Investment's 
Fixed Maturity Fund Oct 2020 -
TRANCHE OPEN
Indicative Yield: 3.3% - 3.4% p.a.

 

 
Fixed Maturity Fund
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A cash wrap account will be set up by default. CPF accounts will be in addition to the cash wrap account.

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Has the Joint Applicant transacted at least six (6) times in any or more of the listed SIPs/unlisted SIPs below in the preceding three (3) years?(*)
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Others Includes: Exchange Traded Funds (ETFs) /Notes (ETNs) (not defined as “Excluded Investment Products”) Covered / Structured Warrants Futures/Stock Options Callable Bull/Bear Contracts (CBBC) Certificates

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Please indicate which:(*)

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Score for Contracts For Differences(*)
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“PEP” means: (a) a natural person who is or has been entrusted with prominent public functions whether in Singapore or a foreign country, or by an international organisation; (b) family members of such a person (including a parent, step-parent, child, step-child, adopted child, spouse, sibling, step-sibling and adopted sibling); or (c) close associate of such a person (being a natural person who is closely connected, either socially or professionally).
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Would you like a detailed needs analysis?
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If you select Yes, you will need to fill in the needs analysis form that will be emailed to you and send that back to us.

Please note that it is your responsibility to ensure that the product is suitable as you have not opted to receive any financial advice.
Declarations
I and my joint applicant (if any) am/are proficient in English. I understand that any inaccurate or incomplete information provided by me may affect the outcome of the Customer Knowledge Assessment.
I and my joint applicant (if any) am/are not a director, Chief Executive Officer, or substantial shareholder (5% or more of issued share capital) of any listed company.
I and my joint applicant (if any) am/are not related to any director, employee or remisier of Phillip Securities Pte Ltd.
I confirm that I would like to proceed to invest in Aberdeen Standard Investment's Emerging Markets Bond Fixed Maturity Fund 2024.
I understand that the fund is not a guaranteed fund and returns can be negative. Furthermore, the fund is intended to be held to the Maturity Date. I may suffer significant losses if I do not hold the Shares to the Maturity Date.
I have been provided with the Prospectus and Product Highlights Sheet. (The links to these documents will be emailed to you.)
I do not wish to receive comprehensive financial advice and accept that it is my responsibility to ensure the suitability of the unlisted Specified Investment Product selected. I will therefore not be able to rely on section 27 of the Act to file a civil claim in the event that I have suffered an alleged loss. By not emailing back the needs analysis form, I accept that this will be equivalent to me investing in this product without advice.
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Key features for Aberdeen Standard Investment's
Emerging Markets Bond Fixed Maturity Fund 2024 
Oct 2020 tranche - OPEN FOR APPLICATION

 

4%-4.2% p.a. indicative yield

3.3% - 3.4% p.a. indicative yield. Gross of 0.2% platform fee.

4-Year Term

4-Year Term

Investment grade credit rating

Average Investment grade credit rating

USD Investment

SGD Hedged Investment

InsureDIY Online Application

Online application




 

 
 

Why Apply for Emerging Markets Bond Fixed Maturity Fund 2024


Emerging Markets Bond Fixed Maturity Fund 2024 (“The Fund”) has an attractive indicative USD net yield of 3.3% -3.4% p.a over a fixed 4-year period. Although the returns are not guaranteed, downside risk is closely managed through diversification and holding bonds maturing close to the 4 year period of the fund. The indicative SGD hedged net yield is 3.23% - 3.33% p.a. after allowing of hedging costs.

 

Aberdeen has an excellent track record with Fixed Maturity Funds with no defaults in the last tranche launched. The last tranche is on track to provide the yield indicated at that time.

 

Please apply soon if you are keen! We will need to help set up your Phillip Securities trading account tagged to us and you will need to transfer your funds to the account by 7 Oct 2020.

 

Fixed Maturity Funds are usually available through private banks only. InsureDIY is proud to partner with Aberdeen Standard to offer this product to you! Note that The Fund is classified as a Specified Investment Product. 

 

Downloads:

Fund Guide

What is an FMP

Product Highlights Sheet

Prospectus

           

Have a question you need answered?  

Email us (best way to reach us): sg_service@insurediy.com

Text us:  +65 8241 0688 (Mon to Fri: 9am - 5pm) 

Call us: +65 3138 6784 (Mon to Fri:  9am - 5pm)

 

How to apply

apply
Apply above (we will set up your FAME trading account with Phillip Securities*.)
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receive notification
You will be notified to complete the FAME account onboarding process with Phillip Securities. 
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fund the account
Transfer your funds into your FAME trading account by 7 Oct 2020.
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authorise the trade
9 Oct 2020 Notification to authorise the trade will be sent out
12 Oct 2020 Trade to be authorised.
 

Exclusive InsureDIY Promotion

 

Each DIY$ is worth $1 and can be exchanged for vouchers including InsureDIY vouchers, NTUC Fairprice and Cold Storage vouchers. Or cash out at DIY$500! Check out our rewards catalogue here.

 

Single Premium Amount Promotion
$300,000 and above DIY$100 + $200 Motor Insurance Voucher
$200,000 to $299,999 DIY$60 + $100 Motor Insurance Voucher
$100,000 to $199,999 DIY$30
$50,000 to $99,999 DIY$10
$30,000 to $49,999 DIY$5

 

You can now also use your existing DIY$ to get cash rebates on The Fund and get 25% boost up on your points!

 

Redeemable Cash Rebate
DIY$8 $10
DIY$40 $50
DIY$80 $100

   

* Reward points are credited 3 months after the launch of the Fund. The Motor Insurance voucher can only be used for Motor Insurance renewed or applied sucessfully through InsureDIY. No other promotions will be applicable.

 

Referral Program

The Fund is also eligible for the Refer a Friend program. Refer your friends and family and get DIY$10 for each referral.

 

DIY$ can be exchanged for vouchers including InsureDIY vouchers, NTUC Fairprice and Cold Storage vouchers. Check out our rewards catalogue here.

 

How to refer:
Simply ask your friend to select "Referral" during the application process and key in your email address or referral code when they apply for The Fund here

 

Referral Reward
DIY$10 each

 

 

Only applicable if your friend has not bought any insurance policy or unit trust through InsureDIY before. DIY$ will only be awarded 3 months after the launch of the Fund.

 

 

aberdeen standard fixed maturity product long

 

 

Aberdeen Standard SICAV IV - Emerging Markets Bond Fixed Maturity Fund 2024 Details

The Fund has a 4-year term provides an indicative return of 3.3% - 3.4% p.a. (USD) and 3.23% to 3.33% p.a. (SGD hedged).

 

 

Key Facts
Fund date inception 16 October 2020
Maturity date 16 October 2024
Subscriptions/redemptions Closed for subscriptions after inception; Daily redemption
Redemption Penalty

Either redemption penalty or dilution levy is applied, but never both.** The redemption penalty is: 

Year 1: 2%
Year 2: 1.5%
Year 3 & 4: 1%

Platform fee p.a. 20 bps***

 

 

 

Here are some common questions
about Aberdeen Standard SICAV IV - Emerging Markets Bond Fixed Maturity Fund 2024

1. Will the fund definitely launch?

 

The fund will launch only if there is a total minimum amount of US$100m from all its investors. So there is a chance that the fund will not launch.

 

2. What happens to my money if The Fund is not launched?

 

Your monies will be returned to your trading account with no penalties.

 

3. Why do I have to apply for a wrap account?

 

* The wrap account is on a platform run by Phillips Securities and is authorised to collect monies during the Initial Offering Period and to execute trades with fund managers like Aberdeen Standard. Your monies will be held in custody with Phillip Securities in trust. We do not collect your funds or handle your money directly.

 

As this is a one-time set up process, we will also ask if you want to set up such that you can use your CPF monies for investment in the future in addition to a cash account.

 

4. Is the return or capital guaranteed?

 

The Fund invests in over 90 issuers to ensure that it is not overly exposed to any one issuer. While this reduces the risk of defaults, both the return and capital are not guaranteed for this product.

 

5. What is the maximum invesment amount?

 

There is no maximum investment amount. 

 

6. Is there a penalty if I redeem my funds during the 4-Year period?

 

Yes. Either redemption penalty or dilution levy is applied, but never both.

 

**In ordinary, liquid, market conditions the dilution adjustment will not exceed 2%. In times of adverse market conditions (to be determined by Aberdeen Standard Investments), the dilution adjustment might exceed 2%. This is to ensure that remaining investors in the Fund are not materially disadvantaged by the negative impact from redemptions.

 

7. What is a platform fee?

 

*** The Phillip Securities platform will be used to execute transactions, provide statements, hold your funds in custody with Phillip Securities in trust in addition to providing other services. A small fee of 0.2% p.a. will be charged for the platform services and the indicative return shown is before the the deduction of the platform fee. 

 

8. When should I be thinking about investing into such fixed maturity funds?

 

If you are keen on savings or investment products and have enough assets such that this investment is not a substantial part of your portfolio, you can consider investing in fixed maturity funds.

 

In addition, there should not be any factors that are expected to impact you net assets significantly. e.g. expect to use the funds to purchase property soon.

This product provides an indicative return that is higher than guaranteed return products and fixed deposits, but it also has no guarantees.

 

9. Does the indicative yield of 3.3% - 3.4% p.a. include all charges?

 

The indicative yield is net of Aberdeen Standard's charges, but is gross of the platform fee of 0.2% p.a.. 

 

10. Why do I need to set up a Phillips Securities account when I already have POEMS?

 

The trading account set up will be tagged to InsureDIY. This means that we will be able to help execute the trade and give you our exclusive promotions. The Fund will not be available for direct investment under POEMS.  

 

 

 

InvestDIY is a brand under InsureDIY. InsureDIY is an online financial adviser licensed by Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.