InvestDIY

Best of Equity Funds

Step up your returns! Invest cash or SRS in top Equity Funds

3-Year return of 17.04% p.a. 

InvestDIY Funds Application

Select Fund Type

Best of Bond Funds

Conservative funds focussed on investment grade or government related securities. Fund managers: BlackRock, PIMCO & JP Morgan. See more here.

Best of Equity Funds

Growth funds focussed on global, US and Emerging Markets equities. Fund managers: Threadneedle, Franklin Templeton & JP Morgan. See more here.

Best of Thematic Equity Funds

Growth funds focussed on Technology, China and Value investing. Fund managers: BlackRock, Allianz & JP Morgan. See more here.


Paying by


Email
Handphone No.

Please confirm the information below:

Do you have an existing FAME account with InsureDIY?

Have you passed your Client Knowledge Assessment? (CKA)

Would you like to go through a full financial needs analysis?

Note:

Please note that it is your responsibility to ensure that the product is suitable as you have not opted to receive any financial advice.

Note:

We will email you a Know Your Client form. Please complete the form and send it back to sg_service@insurediy.com and our adviser will call you back.

Where did you hear about us?
Referral Code

Declarations

InsureDIY will be entitled to and will receive fee(s) pursuant to the terms of this Agreement. InsureDIY is independent of and not a representative or agent of, or in partnership or joint venture with, Phillip Securities Pte Ltd ("PSPL") and that PSPL has no responsibility and does not accept any responsibility for the actions or inaction of the InsureDIY; and PSPL only provides execution and/or clearing services to the Clients with respect to the Investment Products the Clients will buy and/or sell via the Licensed Technology and all financial advisory with respect to the same is to be secured by the Clients solely from the InsureDIY.

I understand that a fee of 0.6% p.a. will be charged to my wrap account for AUM of $500,000 or less and 0.5% p.a. for AUM above $500,000.

I am proficient in English and  I understand that any inaccurate or incomplete information provided by me may affect the outcome of the Customer Knowledge Assessment.

I am not related to any director, employee or remisier of Phillip Securities Pte Ltd.

I understand that the funds are not guaranteed funds and returns can be negative and I may lose the value of my investment. 

I have been provided with the Prospectus and Product Highlights Sheet. (The links to these documents have been emailed to you and are also available on this webpage.)

I understand that my personal data will be used and transfered to InsureDIY Pte Ltd in accordance with the Privacy Policy, although I understand that InsureDIY Pte Ltd acknowledges that I may opt out of the use of my personal data for direct marketing purposes by indicating as such to sg_service@insurediy.com.

InsureDIY Pte Ltd and its affiliated companies would like to send me information on relevant products and services that may be of interest to me. Often, InsureDIY Pte Ltd or its affiliated companies are able to notify me on promotional prices that will give me good value. I agree to InsureDIY Pte Ltd and their affiliated companies using my personal data (email, telephone number and postal address) for direct marketing of products and services as set out in their Privacy Policy.

I do not wish to complete the Know Your Client (“KYC”) Form and receive comprehensive financial advice. I am aware that I shall therefore not be able to rely on Section 27 of the Financial Advisers Act (Chapter 110) to file a civil claim in the event that I have suffered an alleged loss.

I CONFIRM that I have assessed the suitability of the selected collective investment scheme to my financial circumstances and needs. I accept the financial risks that come with investing in the collective investment schemes.

InsureDIY shall not be liable in respect of any losses, claims, liabilities, costs, charges and/or expenses of whatsoever nature or howsoever arising, including profits or benefits which may be deprived or lost, and legal fees suffered by me. Without prejudice to the generality of the foregoing, InsureDIY shall not in any event, be liable for any direct, indirect, consequential, special or punitive damages and any damages for loss of profits regardless of whether InsureDIY had been advised of or could have foreseen the possibility of such damages.

I understand that I may not have sufficient experience or knowledge of complex investment products for investing in this unlisted Specified Investment Product based on the Customer Knowledge Assessment. As I still intend to proceed to transact in the unlisted Specified Investment Product despite the outcome of the Customer Knowledge Assessment, I undertake not to hold InsureDIY or its Representatives responsible for any resultant loss or damage that I may suffer.

I understand that I may not have sufficient experience or knowledge of complex investment products for investing in this unlisted Specified Investment Product based on the Customer Knowledge Assessment. As I still intend to proceed to transact in the unlisted Specified Investment Product despite the outcome of the Customer Knowledge Assessment, I undertake not to hold InsureDIY or its Representatives responsible for any resultant loss or damage that I may suffer.

Acceptance
URL Tracker

Key features of InvestDIY's Best of Equity Funds 

16% p.a. past 3-Year return

17.04% p.a. past 3-Year return

Diversified

Diversified

InsureDIY star rated

InvestDIY Star Rated

Cash or SRS

Cash or SRS

InsureDIY Online Application

Super low fees

Why Apply for InvestDIY's Best of Equity Funds

Want to invest in equity funds, but never knew how to select the best?

With our InvestDIY Star Rating System, you can now easily invest in a basket of funds from global fund managers. Our Best of Equity Funds series selects equity funds from global fund managers with an excellent track record.

If you are keen to invest in equities for the long-term, invest in global equities for access to a diversified portfolio.  

With fixed deposit rates at 0.05% p.a. to 1% p.a. and SRS rates at 0.05% p.a. you may want to consider global equity funds that may give you good returns in the long-run.

Check out the aggregated past performance of our selected Best of Equity Funds.

1-Year Return 3-Year Return 5-Year Return
41.10% p.a. 17.04% p.a. 17.20% p.a.

As at May 2021.

Best of all, you will enjoy wrap fees as low as 0.5% p.a. and no upfront sales charge! Available for cash or SRS investments. 

Find out more about our InvestDIY Star Rating System and how your monies will be invested here.

The funds selected currently have a strong focus on technology, healthcare, communications, industrials and consumer descretionary.

Apply above to invest in the Best of Global Equity Funds now!

Threadneedle logo
Franklin logo
JP Morgan logo

 

Have a question you need answered?  

Email (best way to reach us): sg_service@insurediy.com

WhatsApp: +65 9151 5963 (Mon to Fri: 9am - 5pm)

How to Apply

1
apply

Apply above (you will be opening a Phillips Securities FAME account if you do not have one with us*.)

next arrow
2
fund the account

Transfer your funds into the trading account

next arrow
3
authorise the trade

Authorise the trade once we send you the notification



Referral Program

Best of Equity Funds is also eligible for the Refer a Friend program. Refer your friends and family and get DIY$10 for each referral.

DIY$ can be exchanged for vouchers including InsureDIY vouchers, NTUC Fairprice and Cold Storage vouchers. Check out our rewards catalogue here.

How to refer:
Simply ask your friend to select "Referral" during the application process and key in your email address or referral code when they apply here.

Referral Reward
DIY$10 each

* Only applicable if your friend has not bought any insurance policy or unit trust through InsureDIY before. DIY$ will be awarded 90 days after your investment.


InvestDIY Best of Equity Funds Details

Your monies will be invested equially into the selected funds below in the following proportion:

Threadneedle logo

Threadneedle: Global Focus Fund

Proportion of your investment: 25%

Franklin Templeton logo

Franklin Templeton: U.S. Opporunities Equity Fund

Proportion of your investment: 25%

JP Morgan logo

JP Morgan: Global Growth Equity Fund

Proportion of your investment: 25%

JP Morgan logo

JP Morgan: Emerging Markets Opportunities Equity Fund

Proportion of your investment: 25%

 

So for a $20,000 investment, $5,000 will be invested in each fund.

These funds have been selected based on our rigorous InvestDIY Star Rating System where the highest ratings are for funds that:

consistent performance

Consistent performance

outperformance

Outperformance relative to benchmarks

able to manage downside

Able to manage downside


The performance of these funds will be reviewed regularly and we will recommend that you re-balance your investments where needed. You remain in control of your investments and can choose to accept our recommendations or continue with your existing allocation.

Key Overall Statistics
1-Year Return 41.10% p.a.
3-Year Return 17.04% p.a.
5-Year Return 17.20% p.a.
Fund sizes US$667mn - US$11bn
Average Management Fee p.a. 1.375%
Wrap fee p.a.**

AUM above S$500,000: 50 bps

AUM at or below S$500,000: 60 bps

Returns shown are net of management fee and gross of wrap fee. As at May 2021.

Fund Details

Threadneedle logo Global Focus Fund
Fund Manager Threadneedle Management Luxembourg S.A
Base Currency USD
Portfolio Managers
David Dudding
Summary of Fund

The Fund aims to increase the value of your investment over the long term. It looks to outperform the MSCI All Countries World Index after the deduction of charges.

The Fund invests at least two-thirds of its assets in shares of companies worldwide. The Fund can invest in developed and emerging markets.

The Fund’s investment approach means it will typically hold a small number of investments compared with other funds.

Fund Size US$1.8bn
Geography Global
Benchmark Index

MSCI ACWI

Asset Class

Equities

Documents

Product Highlight Sheet

Fact Sheet

Prospectus

 

U.S. Opportunities Fund
Fund Manager Franklin Advisers, Inc.
Base Currency
SGD
Portfolio Managers

Grant Bowers

Sarah Araghi

Summary of Fund

The Fund aims to achieve capital appreciation by investing principally in equity securities of US companies believed to possess sustainable growth characteristics and which meet growth, quality and valuation criteria. These include small, medium, and large capitalisation companies with strong growth potential across a wide range of sectors that have exceptional growth potential and fast growing, innovative companies within these sectors.

Fund Size S$11bn
Geography United States
Benchmark Index

Russell 3000 Growth TR USD

Asset Class

Equities

Documents

Product Highlight Sheet

Prospectus

Fact Sheet

JP Morgan logo Global Growth Equity Fund
Fund Manager JPMorgan Asset Management (Europe) S.à r.l.
Base Currency
USD
Portfolio Managers
Alex Stanic
Caroline Keen
Summary of Fund To provide long-term capital growth by investing primarily in a growth style biased portfolio of companies, globally.
Fund Size US$667mn
Geography Global
Benchmark Index

MSCI All Country World Growth Index (Total Return Net)

Asset Class

Equities

Documents

Product Highlight Sheet

Fact Sheet

Prospectus

 

JP Morgan logo Emerging Markets Opportunities Equity Fund
Fund Manager JPMorgan Asset Management (Europe) S.à r.l.
Base Currency
SGD
Portfolio Managers

Richard Titherington

Sonal Tanna

Anuj Arora

Summary of Fund To provide long-term capital growth by investing primarily in an aggressively managed portfolio of emerging market companies.
Fund Size US$7.7bn
Geography Emerging Markets
Benchmark Index

MSCI EM NR USD

Asset Class

Equities

Documents

Product Highlight Sheet

Fact Sheet

Prospectus


Here are some common questions about InvestDIY's Best of Equity Funds

1. Why do I have to apply for a wrap account?

* The wrap account is on a platform run by Phillips Securities and is authorised to collect monies and to execute trades with fund managers. Your monies will be held in custody with Phillip Securities in trust. We do not collect your funds or handle your money directly.

As this is a one-time set up process, we will also ask if you want to set up such that you can use your CPF monies for investment in the future in addition to a cash account. You can also invest your SRS monies into our Best of Bond Funds.

 

2. Is the return or capital guaranteed?

Whilst each fund provides diversification, both the return and your capital are not guaranteed for any of these funds.

 

3. What is the minimum and maximum investment amounts?

The minimum investment amount is S$20,000. $5,000 will be invested equally in the four funds. 

 

4. Is there a upfront charge?

Enjoy our super low fees! There is no upfront charge for your investment.

 

5. What is a platform fee?

** The Phillips Security platform will be used to execute transactions, provide statements, hold your funds in custody with Phillip Securities in trust in addition to providing other services. A small fee of 0.6% p.a. will be charged for the platform and our services and the indicative return shown is before the the deduction of this fee. This fee is 0.5% p.a. for AUM of over $500,000.

 

6. When should I be thinking about investing into such Equity funds?

If you are keen on investment products, have a long investment horizon and have enough assets such that this investment is not a substantial part of your portfolio, you can consider investing in these funds. The equity fund returns could be very volatile, so you would need to be able to accept the potential large changes in fund value.

In addition, there should not be any factors that are expected to impact you net assets significantly. e.g. expect to use the funds to purchase property soon.

 

 

InvestDIY is a brand under InsureDIY. InsureDIY is a Broker licensed by the Monetary Authority of Singapore and is an Exempt Financial Adviser. This advertisement has not been reviewed by the Monetary Authority of Singapore.

The materials and information on this site (the “contents”) are current at the date of publication and are provided on an "AS IS" basis. InsureDIY makes no representation or warranty, whether expressly or impliedly, as to the adequacy, completeness, accuracy or timeliness of the contents for any particular purpose.

All return figures and other statistics shown above are for illustrative purposes only as past performance are not indicative of future performance or results. Actual returns will vary greatly and depend on various factors and involves risk. It is important to note that the capital value of investments and the income from them may go down as well as up and may become valueless. Some of the statements contained in this website may be considered forward-looking statements which provide current expectations or forecasts of future events. There is no assurance that the conditions described in this website will remain in the future and actual results may differ materially.

The contents are for general circulation and information only. They are not made with regard to the specific investment objectives, financial situation and the particular needs or personal circumstances of any particular person who may receive them. They should not be relied upon as financial advice. You should obtain independent verification of the contents and seek professional advice before making an investment based on them. You should carefully consider whether any investment views and investment products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances or seek financial advice.

PLEASE READ the prospectus and PHS carefully before investing.

Commissions, handling fees, wrap fees and platform fees will be charged. In no event shall InsureDIY be liable to any party for any damages, claims, expenses or losses of any kind (whether direct, indirect, special, incidental, punitive, exemplary or consequential or otherwise) arising from or in connection with any use of or reliance on the accuracy, suitability and completeness of the contents.

Any transactions over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic, incorrect data transmission and/orthe public nature of the Internet. InsureDIY is not responsible for any use or damage arising from system, server or connection failure, error, omission, interruption, delay or failure in transmission, computer virus or other malicious, destructive or corrupting code.

 

All figures and information above are as at May 2021.