Best of Bond Funds
Conservative funds focussed on investment grade or government related securities. Fund managers: BlackRock, PIMCO & JP Morgan. See more here.
Best of Equity Funds
Growth funds focussed on global, US and Emerging Markets equities. Fund managers: Threadneedle, Franklin Templeton & JP Morgan. See more here.
Best of Thematic Equity Funds
Growth funds focussed on Technology, China and Value investing. Fund managers: BlackRock, Allianz & JP Morgan. See more here.
Want to invest in equity funds, but never knew how to select the best?
With our InvestDIY Star Rating System, you can now easily invest in a basket of funds from global fund managers. Our Best of Equity Funds series selects equity funds from global fund managers with an excellent track record.
If you are keen to invest in equities for the long-term, invest in global equities for access to a diversified portfolio.
With fixed deposit rates at 0.05% p.a. to 1% p.a. and SRS rates at 0.05% p.a. you may want to consider global equity funds that may give you good returns in the long-run.
Check out the aggregated past performance of our selected Best of Equity Funds.
|1-Year Return||3-Year Return||5-Year Return|
|41.10% p.a.||17.04% p.a.||17.20% p.a.|
As at May 2021.
Best of all, you will enjoy wrap fees as low as 0.5% p.a. and no upfront sales charge! Available for cash or SRS investments.
Find out more about our InvestDIY Star Rating System and how your monies will be invested here.
The funds selected currently have a strong focus on technology, healthcare, communications, industrials and consumer descretionary.
Apply above to invest in the Best of Global Equity Funds now!
Have a question you need answered?
Email (best way to reach us): email@example.com
WhatsApp: +65 9151 5963 (Mon to Fri: 9am - 5pm)
Apply above (you will be opening a Phillips Securities FAME account if you do not have one with us*.)
Transfer your funds into the trading account
Authorise the trade once we send you the notification
Best of Equity Funds is also eligible for the Refer a Friend program. Refer your friends and family and get DIY$10 for each referral.
DIY$ can be exchanged for vouchers including InsureDIY vouchers, NTUC Fairprice and Cold Storage vouchers. Check out our rewards catalogue here.
How to refer:
Simply ask your friend to select "Referral" during the application process and key in your email address or referral code when they apply here.
* Only applicable if your friend has not bought any insurance policy or unit trust through InsureDIY before. DIY$ will be awarded 90 days after your investment.
Your monies will be invested equially into the selected funds below in the following proportion:
So for a $20,000 investment, $5,000 will be invested in each fund.
These funds have been selected based on our rigorous InvestDIY Star Rating System where the highest ratings are for funds that:
The performance of these funds will be reviewed regularly and we will recommend that you re-balance your investments where needed. You remain in control of your investments and can choose to accept our recommendations or continue with your existing allocation.
|Key Overall Statistics|
|1-Year Return||41.10% p.a.|
|3-Year Return||17.04% p.a.|
|5-Year Return||17.20% p.a.|
|Fund sizes||US$667mn - US$11bn|
|Average Management Fee p.a.||1.375%|
|Wrap fee p.a.**||
AUM above S$500,000: 50 bps
AUM at or below S$500,000: 60 bps
Returns shown are net of management fee and gross of wrap fee. As at May 2021.
|Global Focus Fund|
|Fund Manager||Threadneedle Management Luxembourg S.A|
|Summary of Fund||
The Fund aims to increase the value of your investment over the long term. It looks to outperform the MSCI All Countries World Index after the deduction of charges.
The Fund invests at least two-thirds of its assets in shares of companies worldwide. The Fund can invest in developed and emerging markets.
The Fund’s investment approach means it will typically hold a small number of investments compared with other funds.
|U.S. Opportunities Fund|
|Fund Manager||Franklin Advisers, Inc.|
|Summary of Fund||
The Fund aims to achieve capital appreciation by investing principally in equity securities of US companies believed to possess sustainable growth characteristics and which meet growth, quality and valuation criteria. These include small, medium, and large capitalisation companies with strong growth potential across a wide range of sectors that have exceptional growth potential and fast growing, innovative companies within these sectors.
Russell 3000 Growth TR USD
|Global Growth Equity Fund|
|Fund Manager||JPMorgan Asset Management (Europe) S.à r.l.|
|Summary of Fund||To provide long-term capital growth by investing primarily in a growth style biased portfolio of companies, globally.|
MSCI All Country World Growth Index (Total Return Net)
|Emerging Markets Opportunities Equity Fund|
|Fund Manager||JPMorgan Asset Management (Europe) S.à r.l.|
|Summary of Fund||To provide long-term capital growth by investing primarily in an aggressively managed portfolio of emerging market companies.|
MSCI EM NR USD
1. Why do I have to apply for a wrap account?
* The wrap account is on a platform run by Phillips Securities and is authorised to collect monies and to execute trades with fund managers. Your monies will be held in custody with Phillip Securities in trust. We do not collect your funds or handle your money directly.
As this is a one-time set up process, we will also ask if you want to set up such that you can use your CPF monies for investment in the future in addition to a cash account. You can also invest your SRS monies into our Best of Bond Funds.
2. Is the return or capital guaranteed?
Whilst each fund provides diversification, both the return and your capital are not guaranteed for any of these funds.
3. What is the minimum and maximum investment amounts?
The minimum investment amount is S$20,000. $5,000 will be invested equally in the four funds.
4. Is there a upfront charge?
Enjoy our super low fees! There is no upfront charge for your investment.
5. What is a platform fee?
** The Phillips Security platform will be used to execute transactions, provide statements, hold your funds in custody with Phillip Securities in trust in addition to providing other services. A small fee of 0.6% p.a. will be charged for the platform and our services and the indicative return shown is before the the deduction of this fee. This fee is 0.5% p.a. for AUM of over $500,000.
6. When should I be thinking about investing into such Equity funds?
If you are keen on investment products, have a long investment horizon and have enough assets such that this investment is not a substantial part of your portfolio, you can consider investing in these funds. The equity fund returns could be very volatile, so you would need to be able to accept the potential large changes in fund value.
In addition, there should not be any factors that are expected to impact you net assets significantly. e.g. expect to use the funds to purchase property soon.
InvestDIY is a brand under InsureDIY. InsureDIY is a Broker licensed by the Monetary Authority of Singapore and is an Exempt Financial Adviser. This advertisement has not been reviewed by the Monetary Authority of Singapore.
The materials and information on this site (the “contents”) are current at the date of publication and are provided on an "AS IS" basis. InsureDIY makes no representation or warranty, whether expressly or impliedly, as to the adequacy, completeness, accuracy or timeliness of the contents for any particular purpose.
All return figures and other statistics shown above are for illustrative purposes only as past performance are not indicative of future performance or results. Actual returns will vary greatly and depend on various factors and involves risk. It is important to note that the capital value of investments and the income from them may go down as well as up and may become valueless. Some of the statements contained in this website may be considered forward-looking statements which provide current expectations or forecasts of future events. There is no assurance that the conditions described in this website will remain in the future and actual results may differ materially.
The contents are for general circulation and information only. They are not made with regard to the specific investment objectives, financial situation and the particular needs or personal circumstances of any particular person who may receive them. They should not be relied upon as financial advice. You should obtain independent verification of the contents and seek professional advice before making an investment based on them. You should carefully consider whether any investment views and investment products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances or seek financial advice.
PLEASE READ the prospectus and PHS carefully before investing.
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All figures and information above are as at May 2021.