Private Hire Vehicle (PHV) Car Insurance

Only for Private Hire Drivers  
(including Grab and Go-Jek Drivers)

with a valid Private Hire Car Driver's Vocational License (PDVL)



On This Page Commercial Vehicle Insurance

Private Hire Vehicle Insurance Quote for each car


Get Commercial Vehicle Insurance Quotes

*Appointing InsureDIY as your PHV insurance agent: Rest assured that we will only proceed to transfer your case to InsureDIY if we are able to offer you the same renewal premium. $50 will then be deducted when you make the payment through us. Promotion is subject to change without notice. Promo valid till [partialf201748d-3547-4a30-831d-35f1ea563aeb].

5 Key Benefits

When You Buy or Renew with InsureDIY

InsureDIY Easy Application

Easy Online Application 

Enter your details once, to get your Income quote.

Great deals

Great Deals

Get additional discounts and promos (on top of insurer’s best discounts). 

Customizable options

Customizable Options

Flexible options available to customize your car insurance.

Transparent pricing

Transparent Pricing

All prices are what you see. No hidden costs. 

Quick Turnaround

Quick Turnaround

Get your policy documents sent to your email.


Why Apply or Renew through InsureDIY?

InsureDIY strives to provide you the best PHV quotes from Income, with an easy, fast and convenient application. Just fill in your details in the online form and click "Submit" to enjoy $50 off your premium (new or renewal) quoted from Income. You can either offset the $50 directly during the payment, or get $50 cashback directly to your bank account, depending on your payment method.

If you have any additional questions, you can contact us at [email protected] 





Referral Programme

PHV Car Insurance is also eligible for our Refer a Friend programme. Refer your friends and family to purchase or renew their PHV Car Insurance through InsureDIY, and get $50 cashback deposited directly into your bank account for each successful referral*.

How to refer:
1. Simply ask your friend to key in your referral code when they apply for Car Insurance, or

2. Drop us an email at [email protected] with you and your friend's email address when your friend has applied for the Car Insurance

Referral Reward
$50 Cashback (deposited directly into your bank account)

* Only applicable if your friend has not bought any insurance policy through InsureDIY before, and the premium is S$1,000 and above. 

Here are some commonly asked questions
about Car Insurance in Singapore

1. What are you covered for, under Income PHV Insurance policy?

You will be covered for loss or damage to your vehicle and its accessories caused by: 

  • Accidental collision or overturning
  • Fire, external explosion, self ignition, lightning, burglary, housebreaking, theft, or being hit by a falling object
  • Malicious act
  • Strike, riot, civil commotion or 
  • Flood, typhoon, hurricane, volcanic eruption, earthquake or other natural disaster 

2. What do I do after I purchase my car insurance (for new drivers)?

Once you have bought your car insurance, head over to Vicom to get the Private Hire Decal. Please bring along your vehicle log card. 

3. What happens if my car is under a hire-purchase or leasing agreement?

Income will pay any cash settlements to the hire-purchase company of your car named in the schedule. 

4. What are the geographical limits coverage (outside of Singapore)?

The policy covers you within the following geographical areas:

  • Singapore
  • West Malaysia 
  • Part of Thailand within 80km from the border of West Malaysia 

5. What is an NCD protector?

A NCD Protector is an add-on optional benefit under your car insurance policy. The NCD protector benefit allows you to make a claim under your policy without losing your NCD status. This preserves your 50% NCD status despite a claim, but could cost an extra 10% more in premiums.

Most insurers only offer the NCD Protector as an add-on benefit to car drivers who are already enjoying an NCD of 50%.

6. Are there any restrictions to young and inexperienced drivers?

The policy does not cover any driver who is below 22 years old or with less than 2 years' driving experience, unless specified otherwise in the Policy Schedule or by endorsement, if any. 

7. Are there any medical expense benefits?

Yes, there is! This policy will pay you, your authorised driver and passenger up to $1,000 for reasonable medical expenses which you have paid due to any accident involving your vehicle. 


InsureDIY is a Broker licensed by the Monetary Authority of Singapore and is an Exempt Financial Adviser. This advertisement has not been reviewed by the Monetary Authority of Singapore.