i-Saver8

Up to 3.24% p.a.
with Capital Guarantee1

 

 

Get a Quote for i-Saver8

Key features of China Taiping's i-Saver8 

cash benefit

 

Attractive yield of up to 3.24% p.a.1 

pass on generations

 

2-Year Premium Term

8-Year Policy Term

capital guaranteed

 

Partial Withdrawal Available

Single Premium & Guaranteed acceptance

 

100% Capital guaranteed

InsureDIY mobile application

 

Online application

Why Apply for  
China Taiping's i-Saver8 

 

i-Saver8 is a highly attractive 8-year savings plan that gives you up to 3.24% p.a.1 

This plan:

  • is capital guaranteed
  • is covered by SDIC
  • allows you to partially withdraw your funds, subject to retaining a minimum
  • includes special promotions from China Taiping & InsureDIY!

Apply now and enjoy our special InsureDIY promotion!

[partial0a235dc3-a9cd-409f-a9eb-c0a9a3afecbd]

i-Saver8 Details

China Taiping's i-Saver8 has a 2-year premium term and a policy term of 8-years. The plan is meant to be held to maturity as surrendering the plan earlier will incur a surrender penalty. 

China Taiping's i-Saver8 Product Illustration at 4.25% return

End of Policy Year Basic Premiums
Paid to Date (S$)
Death Benefit
($)
Surrender Value
($)
1 18,000 19,620 1,800
2 36,000 38,880 5,400
3 36,000 39,240 9,000
4 36,000 39,600 18,000
5 36,000 40,500 18,000
6 36,000 41,400 21,600
7 36,000 43,200 28,800
8 36,000 47,160 45,360
Yield before promotions: 3.13% p.a.1
Yield after promotions: 3.24% p.a.1

Please note that the benefits above include both guaranteed and non-guaranteed components. Please refer to your quotation for a detailed breakdown.

[partialabf53056-cf3d-45f9-8e0f-5884992a34aa]

 

Here are some common questions about 

China Taiping's i-Saver8

1. Does this plan pay out cash dividends?

No, this plan does not pay out cash dividends and is designed to pay out your interest and capital on maturity.

 

2. Is the return illustrated guaranteed?

i-Saver8 is a participating plan with guaranteed and non-guaranteed components. You are guaranteed to get your capital back at the end of 8 years while the interest earned over the 8 years is not guaranteed. 

 

3. Is there a minimum premium amount?

Yes, the minimum premium amount is $18,000.

 

4. Is this plan covered by SDIC?

Yes, the coverage by SDIC is subject to a maximum of S$500,000 for the aggregated guaranteed sum assured and S$100,000 for the aggregated guaranteed surrender value per life assured per insurer.​

 

1 The returns include non-guaranteed benefits and are based on the illustration rate of 4.25% p.a.. The returns will ultimately depend on your own age/gender/product premium and benefit term profile. The return of 3.24% p.a. include China Taiping's current promotion of $168, offer valid till 31 Oct 2022 and InsureDIY's 50% basic first year commission rebate.

 

InsureDIY is a Broker licensed by the Monetary Authority of Singapore and is an Exempt Financial Adviser. This advertisement has not been reviewed by the Monetary Authority of Singapore.