Up to 3.26% p.a.
with Capital Guarantee1

Key features of China Taiping's i-WealthSaver 

cash benefit


Attractive yield of up to 3.26% p.a.1 

pass on generations


Choice of Premium & Policy Terms

capital guaranteed


Secondary Life Insured Option

Single Premium & Guaranteed acceptance


100% Capital guaranteed

InsureDIY mobile application


Online application

Secure your child's future with  
China Taiping's i-WealthSaver 


i-WealthSaver is a highly attractive savings plan that gives you up to 3.26% p.a.1 Secure your child's future. Save up for for your child's tertiary education with i-WealthSaver.

This plan:

  • is capital guaranteed
  • provides yields up to 3.26% p.a.. One of the most competitive plans in the market.
  • allows you to ensure policy continuity with a Secondary Life Insured
  • includes special promotions from China Taiping & InsureDIY!

Apply now and enjoy our special InsureDIY promotion!


How can i-WealthSaver provide for my child's education

The current university fees for a typical 3-year course at local universities amount to $28,000 to $40,000. For some courses like Dentistry or Medicine, the total cost can amount to $120,000 and $150,000 respectively.

To save for your child's education, you would want a savings vehicle that gives good long-term returns and yet provide security through guaranteed maturity benefits.

Below is an example of how i-WealthSaver can help you fund your child's education.

Show diagram paying $3,328 per year or 287.85 per month for 10 years. end get 46,400 at the end of 15 years. Guaranteed maturity benefit is 36,360. change name, look and numbers.



As you can see above, the guaranteed maturity benefit is $36,360. Together with the promotion of 10% off first year premium from China Taiping and InsureDIY's commission rebate program, the minimum yield you would receive is 1.02% p.a. or around 11% of your total premiums - guaranteed. On top of that the additional bonus will bring the total expected maturity benefit to $46,400.1


Please note that the benefits above include both guaranteed and non-guaranteed components. Please refer to your quotation for a detailed breakdown.



Here are some common questions about 

China Taiping's i-WealthSaver

1. Does this plan pay out cash dividends?

No, this plan does not pay out cash dividends and is designed to pay out an attractive interest and capital on maturity.


2. Is the return illustrated guaranteed?

i-WealthSaver is a participating plan with guaranteed and non-guaranteed components. This policy can reach 100% capital guarantee from as early as the 5th policy year.


3. Is there a minimum premium amount?

The minimum varies depending on the premium term. The lowest premium amount is $1,500 per year for a policy with a 20 year premium term.


4. Is this plan covered by SDIC?

Yes, the coverage by SDIC is subject to a maximum of S$500,000 for the aggregated guaranteed sum assured and S$100,000 for the aggregated guaranteed surrender value per life assured per insurer.​


1 The returns include non-guaranteed benefits and are based on the illustration rate of 4.25% p.a.. China Taiping's current promotion is valid till 31 Oct 2022 and the promotion varies according to the premium term selected.

InsureDIY is a Broker licensed by the Monetary Authority of Singapore and is an Exempt Financial Adviser. This advertisement has not been reviewed by the Monetary Authority of Singapore.