Up to 3.86% p.a. yield

 Up to $3,500 cashback + 

 0.5% premium discount 

with Capital Guarantee1


Key features of China Taiping's i-WealthSaver 

cash benefit


Attractive yields up to 3.86% p.a.1 

capital guaranteed


Capital guaranteed by Year 5

pass on generations


Choice of policy terms

Single Premium & Guaranteed acceptance


Choice of policy terms

InsureDIY mobile application


Online application

China Taiping's i-WealthSaver 


i-WealthSaver is a highly attractive medium-term savings plan. Achieve your savings goals with i-WealthSaver today!  

i-WealthSaver Single Premium:

  • is capital guaranteed from as early as the 5th policy year
  • enjoy attractive returns of up to 3.86% p.a.1
  • allows you to ensure policy continuity with a Secondary Life Insured

Get a quote and enjoy our special InsureDIY promotion! Valid till 30 Sep 2024.

How to Apply and Enjoy the Promotion?

Simply fill in the online form above to request for a quote. You can also choose to apply directly through the online form above! We will be contacting you to get your e-signature on your final policy illustration before submitting the application to China Taiping. 

You will be paying the insurer your premiums directly after you receive the policy number from China Taiping. 


i-WealthSaver Details

China Taiping's i-WealthSaver Product Illustration at 4.25% return

End of Policy Year Premium Paid at the Start of Year ($) Death Benefit
Total Surrender Value


Total Promo: $3,500 cashback, 0.5% premium discount

84,985 0
2 0 85,318 12,450
3 0 85,652 17,827
4 0 85,988 31,995
5 0 86,510


(Capital guarantee achieved: $81,423 guaranteed + $1,595 bonus)

6 0 87,487 84,155
7 0 90,079 86,667
8 0 94,895 91,472
9 0 102,557 99,248
10 0 113,690


3.86% p.a. yield after promotions

Please note that the benefits above include both guaranteed and non-guaranteed components and may include all promotions. Please refer to your quotation for a detailed breakdown.


Here are some common questions about 

China Taiping's i-WealthSaver

1. Does this plan pay out cash dividends?

No, this plan does not pay out cash dividends and is designed to pay out an attractive interest and capital on maturity.


2. Is the return illustrated guaranteed?

i-WealthSaver is a participating plan with guaranteed and non-guaranteed components. This policy reaches 100% capital guarantee at the end of the 5th policy year.


3. Is there a minimum sum assured?

The minimum sum assured for i-WealthSaver Single Premium is $30,000.


4. Is this plan covered by SDIC?

Yes, the coverage by SDIC is subject to a maximum of S$500,000 for the aggregated guaranteed sum assured and S$100,000 for the aggregated guaranteed surrender value per life assured per insurer.​


5. Is this plan a fixed deposit?

This is an insurance plan and not a fixed deposit. However, your capital is guaranteed by the end of year 5 by China Taiping which is rated S&P: A- | A.M Best: A.

1 The returns include non-guaranteed benefits and are based on the illustration rate of 4.25% p.a. and may include all promotions.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC).​ Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

InsureDIY is a Broker licensed by the Monetary Authority of Singapore and is an Exempt Financial Adviser. This advertisement has not been reviewed by the Monetary Authority of Singapore.