i-WealthSaver
SUPER PROMOTION
Up to 3.67% p.a. yield
Up to 15% premium discount
with Capital Guarantee1
i-WealthSaver is a highly attractive medium-term savings plan. Achieve your savings goals with i-WealthSaver today!
i-WealthSaver Regular Premium:
Get a quote and enjoy our special InsureDIY promotion!
Simply fill in the online form above to request for a quote. You can also choose to apply directly through the online form above! We will be contacting you to get your e-signature on your final policy illustration before submitting the application to China Taiping.
You will be paying the insurer your premiums directly after you receive the policy number from China Taiping. Promotion is valid till 31 Mar 2024.
Premium Term |
China Taiping Promotion (premium discount) |
InsureDIY Promotion (Cashback) |
Total |
5 Years |
5% of First Year Premium |
5% of First Year Premium | 10% of First Year Premium |
10 Years and above | 5% of First Year Premium | 10% of First Year Premium | 15% of First Year Premium |
China Taiping's i-WealthSaver Product Illustration at 4.25% return. Premium of $7,867 payable for 10 years.
End of Policy Year | Premium Paid at the Start of Year ($) | Death Benefit ($) |
Total Surrender Value ($) |
1 |
7,867 Total Promo: $1,180 premium discount & cashback |
8,660 | 0 |
5 | 7,867 | 43,518 |
10,536 |
10 | 7,867 | 89,558 |
36,001 |
15 | 0 | 99,886 |
92,396 (Capital guarantee achieved: $79,900 guaranteed + $12,496 bonus) |
25 | 0 | 163,550 |
162,550 3.67% p.a. yield after promotions |
Please note that the benefits above include both guaranteed and non-guaranteed components and may include all promotions. Please refer to your quotation for a detailed breakdown.
1. Does this plan pay out cash dividends?
No, this plan does not pay out cash dividends and is designed to pay out an attractive interest and capital on maturity.
2. Is the return illustrated guaranteed?
i-WealthSaver is a participating plan with guaranteed and non-guaranteed components. This policy reaches 100% capital guarantee during the policy.
3. Is there a minimum sum assured?
The minimum sum assured for i-WealthSaver Regular Premium is $2,500.
4. Is this plan covered by SDIC?
Yes, the coverage by SDIC is subject to a maximum of S$500,000 for the aggregated guaranteed sum assured and S$100,000 for the aggregated guaranteed surrender value per life assured per insurer.
5. Is this plan a fixed deposit?
This is an insurance plan and not a fixed deposit. However, your capital is guaranteed by China Taiping which is rated S&P: A- | A.M Best: A.
1 The returns include non-guaranteed benefits and are based on the illustration rate of 4.25% p.a. and may include all promotions.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
InsureDIY is a Broker licensed by the Monetary Authority of Singapore and is an Exempt Financial Adviser. This advertisement has not been reviewed by the Monetary Authority of Singapore.