Boost your savings for you and your children!

Endowment Savings & Insurance Plans

 

Key features for Our Range of Endowment Savings Products 

cash benefit

 

Attractive yields

pass on generations

 

Option to Withdraw Savings

capital guaranteed

 

Choice of Savings Duration

Single Premium & Guaranteed acceptance

 

100% Capital guaranteed options

InsureDIY mobile application

 

Online application

Why Apply for  
Endowment Savings Plans 

 

Be secure in your future. Put aside extra cash into endowment savings products to meet your life goals or provide for your children's education.

Key advantages of endowment savings plans:

  • capital guaranteed plans available
  • option of receiving regular income on top of a lump sum maturity benefit
  • bonus income/benefits to beat inflation and more!

Apply now and enjoy our special InsureDIY promotion! [partial0a235dc3-a9cd-409f-a9eb-c0a9a3afecbd]

Endowment Savings Plans Comparison

with the option of regular cash dividends

Hassle-free application and guaranteed issuance (No medical underwriting requirements!)

 

Image NTUC logo
i-Cash III Gro Cash Flex Pro Singlife Steadypay Saver
Premium terms available
Regular premium of 5 or 10 years Regular premium of 5, 10, 15, 20, 25 or 30 years Regular premium of 12, 15, 18 or 25 years
Policy terms available
Till age 85 Premium term + 5 years(min). Or 10, 15, 20, 25, 30 years or till age 120 Till age 85
Cash dividends start in year
Starts from the end of the premium payment term to one year before the policy matures. From Year 2 From Year 2
Capital guaranteed
Yes No No
The plan is great for    
100% capital guaranteed 3 years after your premium payment term   Option to include retrenchment benefits

Option to appoint a secondary insured2  
High guaranteed maturity payout
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Endowment Savings Plans Comparison

with lump sum maturity payout only

Hassle-free application and guaranteed issuance (No medical underwriting requirements!)

 

Image NTUC logo
i-Saver8 i-WealthSaver Gro Power Saver Pro Singlife Choice Saver
Premium terms available
Regular premium of 2 years Single premium or Regular Premium of 5, 10, 15 or 20 years Regular premium of 3 years Regular premium of 5, 10, 12, 15, 18, 20 or 25 years
Policy terms available
8 years 10, 15, 20 or 25 years 12 years 10 to 25 years or till 99 years old
Capital guaranteed
Yes Yes Yes Yes
The plan is great for
100% capital guaranteed. Expected yield of 3.13% p.a. at maturity.   Early 100% capital guarantees. Attractive expected yields of up to 3.6% p.a. Specific savings target duration.   Option to change Life Assured so you can pass on the policy to your family member as a legacy gi­ft

100% capital guarantee at maturity  
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Brochure Brochure Brochure Brochure
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Here are some common questions about 

Endowment Savings Plans

1. What is the difference between the Savings (fixed) and Savings (with cash dividends)?

Savings plans (fixed) has a one-time lump sum maturity benefit at your choice duration, it does not offer yearly cash dividends and so generally have better returns. This plan is suited if you have a defined savings goal, for example, to save up $50,000 for child education when they reach 18 years old.

If you prefer some flexibility, Savings plan (with cash dividends) offer attractive guaranteed yearly cash dividends. The plan allows you withdraw once a year, or you can choose to accumulated the cash dividends to earn an interest! This plan is great for you if on top of a savings goal, you also have yearly commitments that you like to cater for using this Savings plan, for example, annual income tax or ‘Angpow’ expenses during Chinese new year. 

 

2. What are the premium frequencies available?

The Savings plan can be contributed monthly, quarterly, half-yearly or yearly.

 

3. Can the accumulated cash dividends be withdrawn at any time?

Yes. Partial or full withdrawal of the accumulated cash dividends is allowed at anytime during the policy term.

 

4. Is there guarantee acceptance for this plan?

Yes, there is guaranteed acceptance for this plan regardless of the insured’s health condition. However, financial underwriting is applicable. 

 

1 The returns include non-guaranteed benefits and are based on the illustration rate of 4.25% p.a.. The returns will ultimately depend on your own age/gender/product premium and benefit term profile. .

2 Appoint your loved one as a secondary insured so your policy can continue in the event of death of the insured. Only you as the policyholder (before the age of 65 years old), your spouse (before the age of 65 years old), or your child/ward (before the age of 18 years old) can be the secondary insured at the time you exercise this option. You can exercise this option to appoint a secondary insured no more than three times, and provided the following conditions are met:
- The premium of this policy is paid only with cash;
- No nomination of beneficiary has been made for this policy; and
- There is no change to the ownership of this policy including assignment, bankruptcy, and trust.

 

InsureDIY is a Broker licensed by the Monetary Authority of Singapore and is an Exempt Financial Adviser. This advertisement has not been reviewed by the Monetary Authority of Singapore.