Invest your funds  

 Enjoy up to $1,500 vouchers# + Commission Rebate 
Grow your wealth & get regular dividends with

#goElite Secure (Cash/SRS)





Key features #goElite Secure

cash benefit


Receive Dividend & Invest for Growth  

best SRS product


Wide Range of Funds


capital guaranteed


High Watermark Locked-in Value for Death Benefit

Single Premium & Guaranteed acceptance


Free Partial Withdrawal

InsureDIY mobile application


Online Application

Why Apply for #goElite Secure

Get attractive yields with #goElite Secure. This flexible plan can even pay out the dividends from the underlying investments so that you can enjoy a steady stream of income throughout the plan. *

  • Ride out market volatility with a guaranteed death benefit only increases with the high watermark feature. Death benefit never goes below your investment.** See below for details.
  • Invest in a range of funds to target growth or dividend income
  • Flexibility to partially withdraw with no penalty
  • Indicative 12-month average dividend yield of 6.76% p.a.***
  • Use Cash or SRS


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Supplementary Retirement Scheme Funds Pot Plants

More about #goElite Secure

Statistics show that by staying invested in the capital markets in the long term, you will be able to benefit from higher returns. #goElite Secure allows you to ride out the market volatiliy as it has an additional benefit of locking in the death benefit at the highest point of each monthaniversary. So that you receive downside protection in the event that the policy needs to be paid out on death.

Invest by cash if you wish to receive the dividends from the policy, otherwise the dividends will be reinvested in the policy if you invest by SRS. 

#goElite Secure
Premium Term: Single Premium

Downside Protection: 


High Watermark Locked-in Value

The peak account value at every monthiversary is Locked-in to protect against volatile market trends. The highest monthly watermark recorded throughout the Policy is Locked-in to deliver maximum death benefit.


Available Funds
Dividend Paying Funds

Allianz Glb Intelligent Cities Income Dis SGD-H

Allianz Income and Growth Dis AUD-H, GBP-H , SGD-H

Allianz US Short Dur High Income Bd Dis SGD-H

Fidelity Asian Special Sit Dis USD

Fidelity US High Yield Fund Dis USD, AUD-H, GBP, SGD

First Sentier Bridge Fund Dis SGD

Franklin Global Sukuk Fund Dis SGD

FSSA Dividend Advantage Fund Dis SGD

Janus Henderson Glb Real Estate Eq Inc Dis USD

JPM Asia Pacific Income Dis AUD-H, SGD-H

Non-Dividend Paying Funds

Allianz Glb Artificial Intelligence Acc SGD-H

Allianz Income and Growth Acc USD

Baillie Gifford Asia ex Japan Acc USD

Baillie Gifford LT Global Growth Acc USD

Baillie Gifford Positive Change Acc USD

Baillie Gifford US Equity Growth Acc USD

Canaccord Genuity Opportunity Fund Acc AUD-H, GBP-H, SGD-H, USD

Fidelity Emerging Markets Acc SGD-H, USD

Fidelity European Dynamic Gr Acc SGD-H, USD-H

Fidelity US High Yield Fund Acc USD, AUD-H, GBP, SGD

Franklin Technology Fund Acc SGD-H

Franklin Technology Fund Acc USD

FSSA Asian Equity Plus Fund Acc USD

FSSA Greater China Growth Fund Acc USD

FSSA Indian Subcontinent Fund Acc USD

FSSA Regional China Fund Acc SGD

FSSA Regional India Fund Acc SGD

Fundsmith Equity Fund Acc GBP

Invesco Global Consumer Trends Acc USD

Janus Henderson Glb Life Sciences Acc SGD-H, USD

JPM Asia Pacific Income Acc USD


MS Emerging Leaders Equity Fund Acc USD

MS Europe Opportunity Fund Acc EUR

Quilter Inv Compass 3 Port Acc AUD-H, EUR-H, GBP-H, SGD-H, USD

Quilter Inv Compass 4 Port Acc AUD-H, EUR-H, GBP-H, SGD-H, USD

Sands Capital US Select Growth Acc USD

Schroder ISF China Opp Acc SGD-H, USD

Templeton Shariah Global Equity Acc SGD

UBS All China Equity Acc USD

UBS China Allocation Opportunity Acc USD

United Asian High Yield Bond Acc SGD-H

United Asian High Yield Bond Acc USD

Fixed Income    USD    2022-10-11    

United Gold & General Fund Acc SGD

United SGD Fund Acc SGD, USD-H

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Here are some common questions about #goElite Secure

1. What are the minimum and maximum investment amounts for #goElite Secure?

The minimum single premium is S$30,000 and maximum is S$500,000 for cash investments. For SRS policies, the minimum single premium is S$10,000 and maximum is S$500,000.


2. What if I need to draw down on my investment?
You can make partial withdrawals and there are currently no partial withdrawl charges. The minimum partial withdrawal amount if $500. Please ask us for the exact terms.


3. Am I allowed to switch funds?

Yes, you can switch funds at any time. Currently, there are no fund switch charges.


4. Do I have to undergo any medical underwriting?

No medical underwriting is required for #goElite Secure.


5. How is #goElite Secure different to SRS Participating Insurance Plans?

#goElite Secure is an investment linked plan which means that the underlying assets are invested in selected investment funds and the value of these funds may increase or decrease depending on the market conditions. 

Unless specifically stated otherwise, there is no guarantee on the value of the underlying assets. 

 #goElite Secure offers a high watermark locked-in value explained above to protect your death benefit against volatile market conditions.

Participating plans tend to have a more stable growth in policy value as the insurer typically seeks to smooth returns to the policyholders over time. There is also an underlying guaranteed surrender value.


InsureDIY is a Broker licensed by the Monetary Authority of Singapore and is an Exempt Financial Adviser. This advertisement has not been reviewed by the Monetary Authority of Singapore.

The materials and information on this site (the “contents”) are current at the date of publication and are provided on an "AS IS" basis. InsureDIY makes no representation or warranty, whether expressly or impliedly, as to the adequacy, completeness, accuracy or timeliness of the contents for any particular purpose.

1 All return figures and other statistics shown above are for illustrative purposes only as past performance are not indicative of future performance or results. Actual returns will vary greatly and depend on various factors and involves risk. It is important to note that the capital value of investments and the income from them may go down as well as up and may become valueless. Some of the statements contained in this website may be considered forward-looking statements which provide current expectations or forecasts of future events. There is no assurance that the conditions described in this website will remain in the future and actual results may differ materially.

The contents are for general circulation and information only. They are not made with regard to the specific investment objectives, financial situation and the particular needs or personal circumstances of any particular person who may receive them. They should not be relied upon as financial advice. You should obtain independent verification of the contents and seek professional advice before making an investment based on them. You should carefully consider whether any investment views and investment products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances or seek financial advice.

PLEASE READ the prospectus and PHS carefully before investing.

Commissions, handling fees, wrap fees and platform fees will be charged. In no event shall InsureDIY be liable to any party for any damages, claims, expenses or losses of any kind (whether direct, indirect, special, incidental, punitive, exemplary or consequential or otherwise) arising from or in connection with any use of or reliance on the accuracy, suitability and completeness of the contents.

Any transactions over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic, incorrect data transmission and/orthe public nature of the Internet. InsureDIY is not responsible for any use or damage arising from system, server or connection failure, error, omission, interruption, delay or failure in transmission, computer virus or other malicious, destructive or corrupting code.


* Cash plans only. Dividends for plan invested using SRS funds are reinvested in the plan.

** Assuming that you do not reduce the sum assured or partially withdraw your funds.

*** Based on 31 May 2023 data. Indicative figure only based on selected dividend paying funds. 

# Valid till 30 Sept 2023.