Invest your funds
#goElite Secure (Cash/SRS)
Get attractive yields with #goElite Secure. This flexible plan can even pay out the dividends from the underlying investments so that you can enjoy a steady stream of income throughout the plan. *
Statistics show that by staying invested in the capital markets in the long term, you will be able to benefit from higher returns. #goElite Secure allows you to ride out the market volatiliy as it has an additional benefit of locking in the death benefit at the highest point of each monthaniversary. So that you receive downside protection in the event that the policy needs to be paid out on death.
Invest by cash if you wish to receive the dividends from the policy, otherwise the dividends will be reinvested in the policy if you invest by SRS.
|Premium Term: Single Premium|
High Watermark Locked-in Value
The peak account value at every monthiversary is Locked-in to protect against volatile market trends. The highest monthly watermark recorded throughout the Policy is Locked-in to deliver maximum death benefit.
|Dividend Paying Funds|
Allianz Glb Intelligent Cities Income Dis SGD-H
Allianz Income and Growth Dis AUD-H, GBP-H , SGD-H
Allianz US Short Dur High Income Bd Dis SGD-H
Fidelity Asian Special Sit Dis USD
Fidelity US High Yield Fund Dis USD, AUD-H, GBP, SGD
First Sentier Bridge Fund Dis SGD
Franklin Global Sukuk Fund Dis SGD
FSSA Dividend Advantage Fund Dis SGD
Janus Henderson Glb Real Estate Eq Inc Dis USD
JPM Asia Pacific Income Dis AUD-H, SGD-H
Non-Dividend Paying Funds
Allianz Glb Artificial Intelligence Acc SGD-H
Allianz Income and Growth Acc USD
Baillie Gifford Asia ex Japan Acc USD
Baillie Gifford LT Global Growth Acc USD
Baillie Gifford Positive Change Acc USD
Baillie Gifford US Equity Growth Acc USD
Canaccord Genuity Opportunity Fund Acc AUD-H, GBP-H, SGD-H, USD
Fidelity Emerging Markets Acc SGD-H, USD
Fidelity European Dynamic Gr Acc SGD-H, USD-H
Fidelity US High Yield Fund Acc USD, AUD-H, GBP, SGD
Franklin Technology Fund Acc SGD-H
Franklin Technology Fund Acc USD
FSSA Asian Equity Plus Fund Acc USD
FSSA Greater China Growth Fund Acc USD
FSSA Indian Subcontinent Fund Acc USD
FSSA Regional China Fund Acc SGD
FSSA Regional India Fund Acc SGD
Fundsmith Equity Fund Acc GBP
Invesco Global Consumer Trends Acc USD
Janus Henderson Glb Life Sciences Acc SGD-H, USD
JPM Asia Pacific Income Acc USD
MS Emerging Leaders Equity Fund Acc USD
MS Europe Opportunity Fund Acc EUR
Quilter Inv Compass 3 Port Acc AUD-H, EUR-H, GBP-H, SGD-H, USD
Quilter Inv Compass 4 Port Acc AUD-H, EUR-H, GBP-H, SGD-H, USD
Sands Capital US Select Growth Acc USD
Schroder ISF China Opp Acc SGD-H, USD
Templeton Shariah Global Equity Acc SGD
UBS All China Equity Acc USD
UBS China Allocation Opportunity Acc USD
United Asian High Yield Bond Acc SGD-H
United Asian High Yield Bond Acc USD
Fixed Income USD 2022-10-11
United Gold & General Fund Acc SGDUnited SGD Fund Acc SGD, USD-H
|Get a Quote|
1. What are the minimum and maximum investment amounts for #goElite Secure?
The minimum single premium is S$30,000 and maximum is S$500,000 for cash investments. For SRS policies, the minimum single premium is S$10,000 and maximum is S$500,000.
2. What if I need to draw down on my investment?
You can make partial withdrawals and there are currently no partial withdrawl charges. The minimum partial withdrawal amount if $500. Please ask us for the exact terms.
3. Am I allowed to switch funds?
Yes, you can switch funds at any time. Currently, there are no fund switch charges.
4. Do I have to undergo any medical underwriting?
No medical underwriting is required for #goElite Secure.
5. How is #goElite Secure different to SRS Participating Insurance Plans?
#goElite Secure is an investment linked plan which means that the underlying assets are invested in selected investment funds and the value of these funds may increase or decrease depending on the market conditions.
Unless specifically stated otherwise, there is no guarantee on the value of the underlying assets.
#goElite Secure offers a high watermark locked-in value explained above to protect your death benefit against volatile market conditions.
Participating plans tend to have a more stable growth in policy value as the insurer typically seeks to smooth returns to the policyholders over time. There is also an underlying guaranteed surrender value.
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1 All return figures and other statistics shown above are for illustrative purposes only as past performance are not indicative of future performance or results. Actual returns will vary greatly and depend on various factors and involves risk. It is important to note that the capital value of investments and the income from them may go down as well as up and may become valueless. Some of the statements contained in this website may be considered forward-looking statements which provide current expectations or forecasts of future events. There is no assurance that the conditions described in this website will remain in the future and actual results may differ materially.
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* Cash plans only. Dividends for plan invested using SRS funds are reinvested in the plan.
** Assuming that you do not reduce the sum assured or partially withdraw your funds.
*** Based on 31 May 2023 data. Indicative figure only based on selected dividend paying funds.
# Valid till 30 Sept 2023.