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Most Competitive Home Loans

Up to $3,000* cash incentives + DIY$100 on successful loans!

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Why apply through us?

Guaranteed Returns

Competitive Valuations

Capital Guaranteed

Lowest Loan Rates

3 year term

Fast-Turnaround Times

InsureDIY Capital Plus Promotions

InsureDIY Promo: DIY$100

InsureDIY Online Application


Why is getting a competitive valuation important?

Aren't property valuations all the same? NO!

Not only are property valuations different between banks, they can sometimes differ between bankers from the same bank. It is important to get competitive valuations so that you have an option of matching the seller's asking price.

We work with experienced bankers who can help secure competitive valuations so that you can purchase your dream home!

When refinancing or taking out an equity/term loan, this also means that you are able maximise the amount that you can borrow from the bank.

property valuation

Can I get loan rates lower then what is "published"?

Yes. Banks offer different rates at different times, depending on your loan quantum and creditworthiness, better rates or terms are available.

price tag

Save time with our mortgage brokerage service!

We have access to hundreds of loan packages across all major banks in Singapore! When you reach out to us, we will work with multiple banks at the same time. This makes the process extremely efficient for you especially when you have a short time frame to make an offer on a hot property!

save time


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Have a question you need answered?

Email us (best way to reach us): [email protected]

WhatsApp us: +65 9151 5963 (Mon to Fri: 9am - 5pm)

Call us: +65 3138 6784 (Mon to Fri: 9am - 5pm)

Home loan promotion*: Up to $3,000 cash incentive + DIY$100 + 2X boost on DIY$

home loan promotion home loan promotion
Redeem your DIY$ for NTUC Fairprice, Cold Storage and other vouchers!

You can also use your existing DIY$ to get additional cash rebates on your home loan and get 2X boost up** on your points!

Please redeem your DIY$ cash rebate after your home loan application. The rebate will only be credited to your bank account 30 days after you have successfully completed your application with the bank.

  Cash Rebate
DIY$10 $20
DIY$50 $100
DIY$100 $200

* Subject to bank to bank promotions and eligibility, you can get up to $3,000 cash incentive to offset property refinancing. Promotion is valid till 30 Aug 2021.

toy houses

Referral Program

Home loans are also eligible for the Refer a Friend program. Refer your friends and family for a home loan and get DIY$50 for each referral.

DIY$ can be exchanged for vouchers including InsureDIY vouchers, NTUC Fairprice and Cold Storage vouchers. Check out our rewards catalogue here.

How to refer:
Simply ask your friend to select "Referral" during the application process and key in your email address or referral code when they apply for a hone loan here

Referral Reward
DIY$50 each

* Only applicable if your friend has not bought any insurance policy/investment product through InsureDIY | InvestDIY before. DIY$ will only be awarded after your friend's loan has been disbursed.



The materials and information on this site are current at the date of publication and are provided on an “AS IS” basis. InsureDIY Pte Ltd (“InsureDIY”) and Sierra Global Pte Ltd (“Sierra Global”) make no representation or warranty, whether expressly or impliedly, as to the adequacy, completeness, accuracy or timeliness of the contents for any particular purpose.

The contents are for general circulation and information only. They shall not be construed as advice, recommendation or a preference for a particular bank or bank loan. The information herein is in no way complete and do not represent the entire array of banks loans relating to property loan financing.

For avoidance of doubt, Sierra Global neither carries out broking activities nor financial advisory activities in relation to life policies and collective investment schemes. They are instead carried out by InsureDIY.

Sierra Global will be paid a commission or referral fee by the third-party banks for any successful referral.

In no event shall InsureDIY or Sierra Global be liable to any party for any damages, claims, expenses, or losses of any kind (whether direct, indirect, special, incidental, punitive, exemplary or consequential or otherwise) arising from or in connection with any use of or reliance on the accuracy, suitability and completeness of the contents.

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