Income's Gro Power Saver Pro
Special Promotion

Attractive Returns

Capital Guaranteed at maturity

Key features of Income's Gro Power Saver 

cash benefit


Attractive yield 

capital guaranteed


Capital guaranteed at maturity

pass on generations


3-Year premium term

Single Premium & Guaranteed acceptance


12-Year policy term

InsureDIY mobile application


Online application

Income's Gro Power Saver Pro


Gro Power Saver Pro is an endowment plan designed to provide an attractive rate of return at maturity.   

Gro Power Saver Pro:

  • has a fixed policy term of 12 years and a premium term of 3 years
  • provides cover for death and terminal illness

Get a quote now and enjoy our super InsureDIY promotion! [partial0a235dc3-a9cd-409f-a9eb-c0a9a3afecbd]




How to Apply and Enjoy the Promotion?

Simply fill in the online form above to request for a quote. We will be contacting you to get your e-signature on your final policy illustration before submitting the application to Income. 

Download our InsureDIY App and take a screenshot of the Home page of the app showing this promo banner and email it to us at [email protected] after you complete your application to enjoy the additional $100 cash rebate. T&Cs apply.

You will be paying the insurer your premiums directly after you receive the policy number from NTUC Income. 


Gro Power Saver Pro Details

Income's Gro Power Saver Pro Product Illustration at 4.25% return

End of Policy Year Premium Paid at the Start of Year (S$) Death Benefit
Total Surrender Value


24,230 3,877
2 23,076 48,807 11,815
3 23,076 73,210 23,241
4 0 77,103 36,669
5 0 78,649 39,424
6 0 80,370 43,098
7 0 82,274 46,324
8 0 84,354 50,515
9 0 86,619 57,043
10 0 89,061 68,710
11 0 91,680 82,084
12 0 95,540


Please note that the benefits above include both guaranteed and non-guaranteed components. Please refer to your quotation for a detailed breakdown.


Here are some common questions about 

Income's Gro Power Saver Pro

1. Does this plan pay out cash dividends?

No, this plan does not pay out cash dividends and is designed to pay out an attractive interest and capital on maturity.


2. Is the return illustrated guaranteed?

Gro Power Saver Pro is a participating plan with guaranteed and non-guaranteed components. Whilst the total return is not guaranteed, you can expect 100% of your premiums paid to be guaranteed on maturity.


3. Is there a minimum sum assured?

The minimum sum assured for Gro Power Saver Pro is $25,000.


4. Is this plan covered by SDIC?

Yes, the coverage by SDIC is subject to a maximum of S$500,000 for the aggregated guaranteed sum assured and S$100,000 for the aggregated guaranteed surrender value per life assured per insurer.​


1 The returns include non-guaranteed benefits and are based on the illustration rate of 4.25% p.a. for a male aged 45. The yield to maturity may include all promotions.


This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC).​ Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the LIA or SDIC websites ( or

InsureDIY is a Broker licensed by the Monetary Authority of Singapore and is an Exempt Financial Adviser. This advertisement has not been reviewed by the Monetary Authority of Singapore.