Income's Gro Retire Flex Pro
Exclusive InsureDIY Commission Rebate Promotion!
Key features for Gro Retire Flex Pro
Attractive yields of up to 3.75% p.a.1
Cash or SRS
Enjoy monthly payouts
Capital guaranteed2
Online application
Why Apply for
Gro Retire Flex Pro
Income's Gro Retire Flex Pro is a highly popular product designed to cater for your retirement. Its montly cash payout features are especially important if you are looking for liquidity in your savings product or would like to make regular withdrawals from your SRS funds while keeping the reminder invested. Gro Retire Flex Pro features:
- capital guaranteed2
- accumulate cash payouts with Income3
- bonus income/benefits to beat inflation and more!
Get a quote and enjoy our special InsureDIY promotion when you apply!
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Not ready to get a quote? Reserve our current promotion by registering above! |
Retirement Insurance Plan Comparison
Hassle-free application and guaranteed issuance (No medical underwriting requirements!)
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i-Retire (Cash Only) |
Gro Saver Flex Pro (Cash or SRS) |
Gro Retire Flex Pro (Cash or SRS) |
Flexi Life Income (Cash or SRS) |
Flexi Retirement (Cash only) |
| Premium terms available | ||||
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5 years and 10 years |
Single premium or regular premium payment term of 5, 10, 15, 20, 25, 30 years |
Single premium or regular premium payment term of 5, 10, 15, 20, 25, 30, 35, 40 years |
Single premium or regular premium payment term of 3, 5, 10, 15, 20 or 25 years |
Regular premium payment term of 5, 10, 15, 20 or 25 years |
| Policy terms available | ||||
| Sum of premium, accumulation and income terms | 10 to 120 years depending on premium term | 15 years to age 100 depending on premium term | Lifetime | 5 to 35 years |
| Cash dividends start in year (accumulation period) | ||||
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Choice of accumulation and income periods: Accumulation period:5 to 25 years Income period: 10, 20 or 30 years |
None. Payout on maturity/surrender. |
Choice of: Single Premium: 5 to 50 years Regular Premium : 10 to 50 years Premiums have to be paid up to 5 years before the end of the accumulation period. |
Choice of: Single Premium: 4 to 20 years Regular Premium (3 Years): 2 to 20 years Regular Premium (Others): 0 to 20 years
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Choice of: Regular Premium (5 Years): 5 to 40 years Regular Premium (Others): 0 to 40 years |
| Return @4.25% illustrated rate of return (any Cash Dividends are assumed to be paid out)1 | ||||
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End of: Year 30: 2.4% Yield @ maturity: 4.23% |
End of: Year 20: 3.46% |
End of: Year 20: 0.68% |
End of: Year 20: 2.89% |
End of: Year 20: 2.18% |
| Capital guaranteed2 | ||||
| Available | Available | Available | Available | Available |
| The plan is great for | ||||
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| Download brochures | ||||
| Brochure | Brochure | Brochure | Brochure | Brochure |
Not ready to get a quote? Reserve our current promotion by registering above! |
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Income's Gro Retire Flex Pro FAQ
1. Can I choose the regular premium mode if I use SRS to pay for the policy?
No, only single premium plans qualify as an SRS plan. You can choose to make regular payments by just applying for the same policy again next year!
2. Can I appoint a secondary insured under the Gro Retire Flex Pro plan?
Yes, only yourself (policyholder before the age of 65 years old), your spouse (before the age of 65 years old), or your child or ward (before the age of 18 years old) can be the secondary insured at the time of exercising this option. You can exercise this option to appoint a secondary insured no more than three times, and provided the following conditions are met:
- The premium of this policy is paid only with cash;
- No nomination of beneficiary has been made for this policy; and
- There is no change to the ownership of this policy including assignment, bankruptcy and trust.
1 The returns include non-guaranteed benefits and are based on the illustration rate of 4.25% p.a.. The returms may include all promotions. The returns will ultimately depend on your own age/gender/product premium and benefit term profile. The rates shown above are meant to be illustrative. Please request for a quote by filling in the online form for your personal quotation.
2 Different policy and premium terms will achieve the capital guarantee at different points in time over the policy term.
3 Any accumulation interest rate is not guaranteed. Prevailing interest rate at the point of deposit will be determined by Income. Any cash benefits paid under the Disability Care Benefit cannot be accumulated with Income at the prevailing interest rate.
InsureDIY is a Broker licensed by the Monetary Authority of Singapore and is an Exempt Financial Adviser. This advertisement has not been reviewed by the Monetary Authority of Singapore.
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