Increase your cancer cover to

"As Charged"

Affordable premiums from $105 per year

 

Singlife's Cancer Cover Plus II

cancer red ribbon

"As Charged" Cancer Cover

Early stage critical ilklness

Overseas Cancer Treatment

multipay critical illness shield

$1.5m Annual Limit 

whole life heart beat

Covers Non-CDL Drugs

later cancer flower

Affordable Premiums

Why  
Cancer Cover Plus II

 

Did you know that Integrated Shield plans no longer provide "as charged" cover for cancer treatments?

From 1 Apr 2023, the "As Charged" cancer cover of Integrated Shield Plans (IPs) were removed. This change was made following revisions to MediShield Life (MSHL) and MediSave where only treatments that are listed on the Cancer Drug List (CDL) are covered. 

Singlife's Cancer Cover Plus II brings your cover back to "as charged" up to high coverage of S$1.5 million per policy year at afforable premiums, subject to deductible and co-payments. In addition, you get coverage for outpatient cancer drug treatments that are not on the CDL (non-CDL)*.

Check out how Cancer Cover Plus II works with your Integrated Shield Plan below.

How does the Integrated Shield plan, rider and Cancer Cover Plus II cover you for cancer?

Illustration above is based on Singlife Shield Plans 1, 2 and 3 and Singlife Health Plus (Singlife Integrated Shield Rider). All coverage is subject to deductibles and co-payment where applicable. This plan is available to Singaporeans, Singapore Permanent Residents and dependents, even if you do not have Singlife Shield or Health Plus plan or an Integrated Shield Plan. It is suitable for you if you are looking to cover the cost of outpatient cancer drugs that are not covered under an Integrated Sheld plan or Integrated Shield plan rider, and you do not mind paying cash for the additional coverage. 

Check out the cancer cover on your Integrated Shield Plan here

 

 

 

Here are some common questions about Cancer Cover Plus II

1. How much does Cancer Cover Plus II cost?

The premium rates for Cancer Cover Plus II is affordable. Annual premium for a 35 year old is $155 for example.

 

2. What is the coverage term of Cancer Cover Plus II?

Minimum policy term is one year. Policy is guaranteed yearly renewable until age 100. 

 

3. What are Outpatient Cancer Drug Services?

The policy will pay for the charges the life assured has to pay for cancer drug services for outpatient cancer drug treatments. The services are not required to be specific to treatments on the CDL and are payable even if they were for a non-CDL treatment.


These include:
• consultations,
• scans,
• lab investigations,
• treatment preparation and administration fee,
• supportive care drugs (e.g., for pain/nausea), and
• blood transfusions,

as long as these are part of cancer drug treatment.

The policy will also pay charges for outpatient cancer drug services that the life assured has to pay after the life assured’s final cancer drug treatment session (for example, consultations, tests and scans) as long as the charges are:
• part of the final review of the life assured’s cancer drug treatment regime, and
• incurred not more than 30 days after the life assured’s cancer drug treatment. The outpatient cancer drug services does not cover:
• radiotherapy services (covered under radiotherapy treatments), and
• any charges incurred before the cancer is diagnosed, after the cancer has gone into remission or once the course of cancer drug treatment has ceased.

 

4. Am I eligible for this product?

To be eligible for Singlife Cancer Cover Plus II, the life assured must be:
• a Singapore citizen or Singapore permanent resident, and

• 75 years old or below at age next birthday at the cover start date.

 

5. Is a medical check-up needed to apply for this product?

No medical check-up is needed. Simply answer a few simple underwriting questions online.

 

6. Does this plan have a surrender value?

This plan has no surrender value.

 

* The policy will pay for outpatient cancer drug treatment under Classes A to E of the Non-CDL Classification Framework developed by the Life Insurance Association, Singapore, as set out in https://www.lia.org.sg/media/3553/non-cdl-classification-framework.pdf, up to the limits stated in the benefits schedule and subject to co-insurance. Class F treatments are not covered.

+Promotion until 30 June 2024

As part of Singlife’s ongoing collaboration with IHH Healthcare Singapore (IHHSG), the leading private integrated healthcare provider in Southeast Asia, the first 50 eligible policyholders of Singlife Cancer Cover Plus II can redeem a complimentary cancer screening package valued at S$228, at selected Parkway Shenton clinics.  Terms and conditions apply

Existing Singlife Cancer Cover Plus policyholders may also switch to Singlife Cancer Cover Plus II, without further underwriting and enjoy 10% discount off their first-year premiums.

Information accurate as at 19 March 2024.

InsureDIY is a Broker licensed by the Monetary Authority of Singapore and is an Exempt Financial Adviser. This advertisement has not been reviewed by the Monetary Authority of Singapore.